This is a general announcement. Products and services referred to here may not be available in your region. Terms and conditions apply. Fellow Binancians, Binance is launching an exclusive promotion for Lite Loan! During the Promotion Period, users can enjoy a 70% reduction on the Lite Loan service fee and get a chance to share a 5,000 USDT reward pool. Eligible users will have a chance to receive a 3 USDT token voucher as their share of the reward pool. In addition, Binance will increase the Lite Loan Borrow Quota calculation ratio from 40% to 50%, effective immediately, on an ongoing basis. The maximum borrow cap of 1,000 USDT per user remains unchanged. Promotion Period: 2026-08-13 00:00 (UTC) to 2026-08-27 23:59 (UTC) Promotion A: 70% Service Fee Reduction During the Promotion Period, the Lite Loan upfront service fee is reduced to 0.3% (standard rate: 1%). Standard Service FeePromotional Service Fee During the Promotion Period1%0.3% The 0.3% promotional rate applies only to Lite Loan orders initiated during this Promotion Period (2026-08-13 00:00 UTC to 2026-08-27 23:59 UTC).After the Promotion Period ends, the service fee will revert to 0.5% as applicable under the ongoing promotional announcement, until 2026-09-03 09:59 (UTC).The service fee is deducted upfront from the loan amount at the time of borrowing. Promotion B: Borrow & Share a 5,000 USDT Reward Pool! During the Promotion Period, Eligible Users (as defined in the Terms & Conditions) who complete the following steps can qualify to participate in Promotion B. Opt in on the campaign landing page;Place a new Lite Loan order successfully during the Promotion Period. At 2026-08-27 23:59 (UTC), Binance will use the BNB Smart Chain hash value to automatically select 1,667 eligible users with the most number of consecutive numerical digits in their UID to be the winners*. The selected winners will each receive a 3 USDT token voucher. *Winner Selection Rule Based on BNB Smart Chain Hash Value: Winners are selected based on the number of consecutive matching digits between their Binance UID and the block hash value, starting from the rightmost digit of the UID. Eligible users will be ranked by the number of consecutive matching digits in descending order, and the top 1,667 users will be selected as winners.If the number of matches exceeds the number of winners, we will then further select winners based on their UIDs in ascending order (Remarks: the earlier the registration time, the smaller the UID number).For more information about Selection Rules Based on BNB Smart Chain Hash Value, please refer to this FAQ. How to Participate Opt in on the campaign landing page (for Promotion B only); and Navigate to the Lite Loan page. Click [Borrow Now] and enter the borrow amount, and ensure you have a sufficient amount of collateral in your account, then click [Next].Read and agree to the terms and tap [Confirm] to receive funds instantly. Borrow Now to Earn Rewards! About Lite Loan Lite Loan is a simple, fixed-term lending product that lets you borrow up to 1,000 USDT using BTC as collateral. Key features include: No price-triggered liquidation during the initial 30-day Loan Term.Keep earning yield — your BTC collateral continues generating rewards in Simple Earn Flexible Products.Predictable cost — a flat upfront fee with no additional interest during the loan term. For More Information: Frequently Asked Questions on Binance Lite Loan Terms & Conditions: Only users who complete account verification will be eligible for rewards from the Promotions.The Promotions are only available to users who are eligible to use Binance Lite Loan, and may not be available or may be restricted in certain jurisdictions or regions, or to certain users, depending on legal and regulatory requirements. Users are responsible for informing themselves about and observing any restrictions and/or requirements imposed with respect to the access to and use of Binance Lite Loan in each country/region from which the services are accessed.Terms and Conditions for Binance Lite Loan apply.Only new Lite Loan orders placed during the Promotion Period are eligible. Existing orders placed before the Promotion Period will not be counted.The upfront service fee is non-refundable, including in the event of early repayment.Borrow Quota calculation ratio will be increased from 40% to 50% until further notice. For example, user A holds 1,000 USDT worth of BTC in their Spot Account. Under the updated ratio, the Borrow Quota for this user is: 1,000 * 50% = 500 USDT (previously 400 USDT at 40%).A single user may qualify for both Promotions A and B simultaneously, provided all respective conditions are met.Promotion:Promotion A:The 0.3% promotional fee applies only to Lite Loan orders successfully initiated during the Promotion Period (2026-08-13 00:00 UTC to 2026-08-27 23:59 UTC). After the Promotion Period, the applicable fee will revert to 0.5% under the existing promotional announcement until 2026-09-03 09:59 (UTC), after which the standard 1% rate applies.Promotion B:Only users who are eligible to use Binance Lite Loan, who confirm participation on the campaign page and complete account verification will be eligible for rewards from the Promotion B (“Eligible Users”).Rewards for Promotion B will be distributed in the form of token vouchers by 2026-09-17. Eligible users will be able to redeem the voucher rewards via Rewards Hub.Token vouchers are valid for 30 days from the date of distribution. For more details, please refer to How to Redeem Token Voucher.If a voucher is not claimed before its expiry, then it will be void and no replacement voucher nor other Reward will be provided.Each user (UID) is eligible to receive the Promotion B reward only once, regardless of the number of loans taken.Only master accounts are eligible to participate in Lite Loan borrowing.Binance reserves the right to disqualify and revoke rewards for participants who engage in dishonest or abusive activities during the Promotion. This includes bulk-account registrations to farm additional rewards and any other activity in connection with unlawful, fraudulent, or harmful purposes.Binance reserves the right, at any time and in its sole and absolute discretion, to restrict, suspend, or withdraw the availability of the Promotion in any jurisdiction or to any user, and to amend the terms and conditions of the Promotion, in each case without prior notice or liability.Binance shall not be liable for any losses or damages users may incur as a result of their participation in the Promotion and/or use of the services.Additional promotion terms and conditions can be accessed here.There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise. Thank you for your support! Binance Team 2026-08-12 Trade on-the-go with Binance’s crypto trading app (iOS/Android) Find us on: TelegramWhatsAppXFacebookInstagramDiscord Binance reserves the right in its sole discretion to amend or cancel this announcement at any time and for any reasons without prior notice. Disclaimer: Digital asset prices are subject to high market risk and price volatility. The value of your collateral may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Collateral will not be subject to liquidation due to price fluctuations during the loan term. Following expiry of the loan term, collateral may be subject to liquidation if the loan-to-value ratio reaches or exceeds the applicable liquidation threshold, or if repayment becomes overdue by the applicable overdue period. APR is an estimate of rewards you will earn in cryptocurrency over the selected timeframe. It does not display the actual or predicted returns/yield in any fiat currency. APR is adjusted daily and the estimated rewards may differ from the actual rewards generated. This material should not be construed as financial advice. For more information, see our Terms of Use and Risk Warning.